AUTOMOBILE (MOTOR) INSURANCE

THIRD PARTY ONLY

The third party only provides cover for:

Unlimited indemnity for legal liability to third parties for death or bodily injury
Legal costs incurred in defending an action for damages, including claimant’s cost awarded against the insured
Liability arising from accidents on third party property damage up to N 1,000,000.00
Indemnity for the liability of passengers in the vehicle arising from their negligence
Indemnity to the legal personal representatives of the person indemnified by the policy in the event of that person’s death

THIRD PARTY FIRE & THEFT

This policy provides the third party only cover described above, together with cover for the risks of fire (including explosion and lightning) and theft (or attempted theft). Cover for accessories against these perils varies between private car and other types of policy.

COMPREHENSIVE

In addition to third party fire & theft cover described above, this policy provides a range of additional benefits, the most important of which is accidental damage to the specifically insured vehicle. Other benefits include: